Mrs. Pauline Richards has been a Director to Bermuda Asset Management (BAM) since its inception in 1987 and serves as an Independent Director for several publicly listed companies. Her extensive financial background and exceptional leadership experience provide these Boards with financial accounting and management expertise.

Mrs. Richards currently serves as a Director to Wyndham Worldwide Corporation, Apollo Global Management, LLC, and Hamilton Insurance Group, Ltd. Her service as Director and member of the audit committee of Wyndham Worldwide Corporation and Apollo Global Management brings valuable experience on financial reporting matters that are critical to the Board's oversight role.

From July 2008 to December 2019, Mrs. Richards served as Chief Operating Officer of Trebuchet Group Holdings Limited (formerly Armour Group Holdings Limited), an investment management company and Director to Cendant Corporation from March 2003 to August 2006.

Mrs. Richards was the Director of Development at the Saltus Grammar School, from November 2003 to July 2008; CFO at Lombard Odier Darier Hentsch (Bermuda) from January 2001 to March 2003, a trust company business; Treasurer of Gulfstream Financial Limited, a stock brokerage company, from January 1999 to December 2000; and served Aon Group of Companies, Bermuda, an insurance brokerage company, in senior positions from 1988 through 1998 including Controller, Senior Vice President and Group Financial Controller and CFO.